.subpage-body{background:#fff}.sub-hero,.subhero-premium{position:relative;overflow:hidden;background:linear-gradient(135deg,#071a2d 0%,#0c2945 58%,#14395b 100%);color:#fff;padding:76px 0 68px}.sub-hero:before,.subhero-premium:before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 78% 35%,rgba(230,174,73,.14),transparent 25%),linear-gradient(120deg,transparent 55%,rgba(255,255,255,.03));pointer-events:none}.sub-hero-grid,.subhero-grid{position:relative;z-index:2;display:grid;grid-template-columns:1.15fr .85fr;gap:58px;align-items:center}.sub-hero h1,.subhero-premium h1{font-size:clamp(46px,5.5vw,72px);line-height:1.04;margin:12px 0 22px;color:#fff;font-weight:600;letter-spacing:-.025em}.sub-hero h1 em,.subhero-premium h1 em{font-style:normal;color:#f1b84b}.sub-hero .lead,.subhero-premium .lead{color:#dce7f1;max-width:760px}.sub-hero .btn-secondary,.subhero-premium .btn-secondary{border-color:rgba(255,255,255,.55);color:#fff;background:transparent}.sub-hero .btn-primary,.subhero-premium .btn-primary{background:#f1b84b;color:#0a2138;border-color:#f1b84b}.sub-visual,.subhero-panel{border:1px solid rgba(255,255,255,.17);background:rgba(255,255,255,.06);backdrop-filter:blur(12px);padding:34px;border-radius:18px;box-shadow:0 22px 50px rgba(0,0,0,.18);min-height:260px;display:flex;flex-direction:column;justify-content:center}.sub-visual>span,.panel-kicker{font-size:11px;font-weight:800;letter-spacing:.12em;color:#f1b84b;margin-bottom:18px;text-transform:none}.sub-visual>strong{font-family:'Playfair Display',Georgia,serif;font-size:clamp(34px,4vw,48px);line-height:1.08;color:#fff}.sub-visual>small{display:block;color:#cbd9e5;margin-top:18px;font-size:13px}.check-stack{display:grid;gap:10px}.check-stack span{padding:12px 14px;border:1px solid rgba(255,255,255,.12);background:rgba(0,0,0,.08);font-size:14px;color:#eef5fb}.resource-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.resource-card{display:block;min-height:245px;padding:28px;border:1px solid #e2e7ec;background:#fff;color:#0d1b2a;text-decoration:none;border-radius:14px;transition:transform .2s ease,box-shadow .2s ease,border-color .2s ease}.resource-card:hover{transform:translateY(-4px);box-shadow:0 16px 36px rgba(13,27,42,.08);border-color:#d4b97e}.resource-card .num{display:block;color:#c8a25b;font-size:11px;font-weight:800;letter-spacing:.1em;margin-bottom:22px}.resource-card h3{font-size:27px;line-height:1.15;margin:0 0 13px}.resource-card p{font-size:15px;color:#536579;line-height:1.7;margin:0 0 18px}.text-link{color:#173f67;font-size:13px;font-weight:750;text-decoration:none}.content-note{margin-top:28px;padding:18px 20px;background:#f7f1e6;border-left:3px solid #c8a25b;color:#536579;font-size:14px}.section .cards .card{border-radius:14px}.section.dark .stat{border-radius:12px}.footer{border-top:1px solid rgba(255,255,255,.08)}@media(max-width:900px){.sub-hero,.subhero-premium{padding:54px 0 48px}.sub-hero-grid,.subhero-grid{grid-template-columns:1fr;gap:28px}.sub-visual,.subhero-panel{padding:22px;min-height:210px}.sub-hero h1,.subhero-premium h1{font-size:clamp(42px,12vw,58px)}.resource-grid{grid-template-columns:1fr}}